No one expects identity theft to happen to them, but it affects millions of people each year. Victims experienced problems beyond the time they spend recovering and their out of pocket expenses. The problems include being harassed by debt collectors, unable to use existing credit cards, subjected to criminal investigations or civil suits, being arrested or having difficulty accessing bank accounts.
It can take minutes to steal your identity, but years to repair the financial damage and emotional toll on you and your loved ones. Most people do not discover this for at least six months after the identity theft started.
With Identity Theft Shield you benefit from:
An up-to-date Experian credit report, including your personal credit score calculated and analyzed by an independent service.
Continuous monitoring of your credit file that means you will be alerted about new activity. This is essential to discover if your credit file has been accessed to open new accounts, if late payment notations are added, or collection notices have been filed. Also, changes of address and other public records are reflected in your credit file as well. If these actions were not initiated by you, this can indicate a potential identity theft.
Identity Restoration. This means that licensed investigators will work to correct damages caused by identity theft. This includes working with affected public agencies such as Social Security Administration, Postal Service and law enforcement. In addition, fraud alerts will be sent on your behalf to all three credit repositories and affected companies and agencies.
Securities offered through Harbour Investments, Inc., a registered broker dealerProducts and services: 1) are not NCUA insured, 2) have no credit union guarantee, 3) may lose value. Securities licensed in Arizona, Florida, Illinois, Indiana, Michigan, New York and Virginia. http://finra.orghttp://sipc.org